We collect personal information only when you voluntarily provide it — primarily through the Path Finder tool, Strategy Session booking form, and seller inquiry form. Information collected may include:
We do not collect government-issued identification, Social Insurance Numbers, or full financial account details through our website.
Our website may automatically collect standard web analytics data including IP address, browser type, device type, referring URL, and pages visited. This data is used in aggregate to understand site usage and improve performance. It is not used to identify individual visitors.
We use personal information you provide for the following purposes:
We do not use your personal information for unsolicited marketing, automated decision-making, or profiling unrelated to the services you have inquired about.
We collect and use personal information on the basis of your consent (provided when you submit a form or make contact) and legitimate business interest (responding to your inquiry and providing requested services). You may withdraw consent at any time by contacting us.
Personal information submitted through this website is stored on servers located in Canada. We take reasonable measures to protect personal information from unauthorised access, use, or disclosure. No method of transmission over the internet is completely secure and we cannot guarantee absolute security.
We retain personal information for as long as necessary to fulfil the purposes for which it was collected. Contact and inquiry information from individuals who do not proceed past initial inquiry is typically retained for up to 24 months. Information related to completed transactions is retained for the period required by applicable legal and regulatory obligations.
Under BC's Personal Information Protection Act and applicable federal legislation, you have the right to:
To exercise any of these rights, contact us at worthyrealestate@gmail.com. We will respond within 30 days.
Worthy Island Investments Inc. (operating as Worthy Investments) provides structured ownership pathway planning and coordination services. This includes assessment of buyer and seller circumstances, coordination of structured capital arrangements, introduction to lender partners and legal counsel, structure design for Agreement for Sale and vendor financing arrangements, and transaction facilitation.
The Path Finder tool and Strategy Session are informational and advisory in nature. They do not constitute a contractual commitment by either party. No obligation arises from completing the Path Finder or attending a Strategy Session.
The following disclosures are material and form part of these terms:
Independent professional advice is mandatory for all structured arrangements. Worthy requires that buyers and sellers obtain independent legal counsel before executing any agreement. Worthy does not act as legal counsel for any party.
You agree to use this website and any associated services only for lawful purposes. You agree not to: provide false or fraudulent information through any form or inquiry; use the website in any manner that could damage its functionality; attempt unauthorised access to any part of the website or associated systems; use automated tools to collect information without written permission; or reproduce or commercially exploit any website content without written permission.
You represent that any information you provide through this website — including credit score ranges, income figures, and property details — is accurate to the best of your knowledge. Providing materially false information may result in termination of any arrangement and, in the case of mortgage applications, may constitute fraud under applicable law.
This website and its content are provided on an "as is" and "as available" basis. Worthy makes no representations or warranties regarding the accuracy or completeness of information on this website; the suitability of any pathway or structure for your particular circumstances; the likelihood of mortgage approval, transaction completion, or any specific financial outcome; or the availability of specific properties, lenders, or legal counsel.
No guarantee of mortgage approval or transaction outcome is made or implied anywhere on this website or through any Worthy service. All arrangements are subject to individual qualification, lender underwriting, legal documentation, and market conditions.
To the fullest extent permitted by applicable law, Worthy Island Investments Inc. and its principals, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website; any decision made in reliance on information provided through this website or any Worthy service; any transaction or agreement entered into following introduction through Worthy's services; or the actions or omissions of third-party lenders, legal counsel, or other professionals introduced through Worthy's services.
Worthy's liability in any circumstance shall not exceed the fees paid by you to Worthy for the specific service giving rise to the claim, if any.
All content on this website — including text, design, graphics, tools, and branding — is the property of Worthy Island Investments Inc. and is protected by applicable copyright and intellectual property laws. You may not reproduce, modify, distribute, or commercially use any content from this website without prior written permission. The "Worthy Investments" name, wordmark, and associated brand elements are the property of Worthy Island Investments Inc.
These Terms of Use and any dispute arising from your use of this website or Worthy's services shall be governed by and construed in accordance with the laws of the Province of British Columbia and applicable laws of Canada, without regard to conflict of law principles. Any dispute not resolved informally shall be submitted to the courts of British Columbia.
Worthy reserves the right to update these Terms of Use and Privacy Policy at any time. Updates will be posted on this page with a revised effective date. Continued use of the website following any update constitutes acceptance of the revised terms.
For questions about these terms or to exercise privacy rights, contact us using the information below. We are committed to responding to privacy and legal inquiries within 30 days.